Many people in Ohio know that Social Security disability benefits are available to some people who suffer serious injuries or illnesses. However, they may not know how a person qualifies to receive those benefits. Knowing the basics about SSD benefits is crucial for any worker in Ohio.

So, how does a person qualify to receive Social Security disability benefits? Well, for starters, like any government-run program, there is a set of minimum requirements that must be met by an applicant for benefits. First, applicants must have the appropriate number of “work credits.” These credits are accumulated, in general, by working a steady job over several years. Social Security disability benefits are funded by taxes that come out of workers’ paychecks. To tap into these funds, the applicant must have contributed to the Social Security system while working.

Next, applicants must have a “disability,” as that term is defined by the Social Security Administration. Of course, sometimes no two health conditions are the exactly similar. This is why the application for SSD benefits needs to be incredibly detailed about how the condition in question is in fact a “disability” that will prevent an applicant from working. And, the disability must be severe enough that the applicant is expected to suffer from the condition for 12 months or more, or that the condition will lead to the applicant’s death.

Although these are the basic, minimum requirements for attempting to qualify for SSD benefits, there are other legal and regulatory issues that an applicant will want to be familiar with before submitting an application for SSD benefits.